Origination Fee   Processing Fee
Point Fee   Underwriting Fee
Broker Fee  
Funding Fee
Credit Report Fee   Appraisal Fee*

In the past few years, many of the "TOO BIG TO FAIL BANKS" like Bank of America, Wells Fargo, Citi and Chase just to name a few, paid billions and billions of dollars in fines for misleading, over charging home owners, government, and investors. On top of that, their risky practices cost them several 100 billions of bad mortgage investments. Now it will take them years to recuperate their loses. Guess who will pay for it?

We simply use, community banks, large and small banks, credit unions, and a wide array of mortgage wholesalers across the US who use common sense and have never been too big to fail. Since they never took those big losses and have never paid those big penalties, they can afford to charge less. So why would you want to pay more?


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*Some conditions apply to waived appraisal. Please ask for details.